![]() Once you know how much credit you have on a certain card, find out what actions or events might change your credit limit. ![]() Know exactly what your credit limit is so you don't go over it, because doing so tends to invoke fees and trigger a high interest rate. Introductory offers often include language like "You can be approved for as much as $10,000!" or "Up to $20,000 credit limit!" Those "as much as" and "up to" phrases are important, because they don't guarantee that amount of credit they just imply that it's possible. How your credit limit can changeįirst things first: Make sure you know exactly what your credit limit is. It can hold critical information about your new card read it carefully to understand the following key terms and conditions. ![]() ![]() Be honest: Do you ever read through all that fine print in your credit card agreement? Or do you simply skim and sign up? While poring over fine print might feel like a waste of time, it's important. ![]()
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